How Can I Send Money to Someone?

Sending money can be quick and simple.

Being able to send money practically anywhere in the world in an instant provides the convenience and assurance that your money will arrive quickly and safely. A variety of online and traditional payment methods exists. All you need to have to send money is the cash to back up your payment and the recipient's details.

  • Personal check
  • Money order
  • Cash
  • Banking details
  • Debit/credit card

1 Traditional Mailing Services

2 Write a personal check

Write a personal check or obtain a certified bank check or money order. Write in the exact dollar amount that you want to send. Sign and date the check or money order.

3 Place the check or money

Place the check or money order in an envelope. Write the recipient's name and address in the appropriate spot along with your return address.

4 Take your outgoing mail

Take your outgoing mail to a mailing center or professional shipper. Go to a post office, FedEx or UPS mailing center. Pay for a quick shipping method--such as next-day or 2-day shipping--that provides you with a tracking number and delivery confirmation, which requires the recipient to sign for the shipment. Choose an insurance option if you're sending $100 or more.

5 Sending Money Online

6 Sign up

Sign up for an online payment service that allows you to send money to the country of your recipient. Online sites that allow the sending and receiving of money include PayPal, Moneybookers, Perfect Money and AlertPay. Tell the recipient to sign up for the same online payment service.

7 Verify your online digital currency account

Verify your online digital currency account, if necessary, before sending money. Provide details such as your bank account information or debit/credit card numbers to have a way to fund your account. Add enough funds to your online account to cover the payment you wish to make.

8 Send the desired amount

Send the desired amount of money to the recipient. Enter the required details, such as the recipient's e-mail address, account number or cell phone number. Click the submit or send button to process your payment.

9 Wiring Money

10 Withdraw the cash from your bank account

Withdraw the cash from your bank account that you want to send. Confirm with the recipient the amount needed to ensure that you withdraw the right amount.

11 Gather the required personal details

Gather the required personal details from the recipient. Wiring money through a service such as Western Union or MoneyGram requires that you have the recipient's full name exactly as it appears on his identification card or driver's license. Ask the recipient for his bank account details--such as routing and checking account numbers--if you want to send a direct bank wire.

12 Take the money

Take the money to a wiring service or your bank. Fill out a money transfer form if using Western Union or MoneyGram, making sure to write the full name of the recipient, your details and any other requested information. Give the completed form to the office clerk to have him complete the money wire. Get a receipt for your wire transfer.

13 If using a direct bank wire

If using a direct bank wire, give your cash and recipient's banking details to the banker or teller. Sign any necessary paperwork to complete the bank wire. Follow up with your bank within three to five business days to make sure the wire was successfully completed.

Matthew Schieltz has been a freelance web writer since August 2006, and has experience writing a variety of informational articles, how-to guides, website and e-book content for organizations such as Demand Studios. Schieltz holds a Bachelor of Arts in psychology from Wright State University in Dayton, Ohio. He plans to pursue graduate school in clinical psychology.