Sometimes the best style options are right under your nose -- a black and white polka-dot skirt scores big fashion points when paired with a solid top. Keep the palette neutral, or mix in color for a finished look that’s a blend of retro pinup girl and modern fashion maven.

Sweet Simplicity

Take a straightforward approach and pair your polka-dots with a white or black solid top. A black and white polka-dot pencil skirt and white button-down give a polished yet fashion-conscious impression; finish with black Mary Janes and a chunky silver watch. For a casual day, reach for a polka-dot miniskirt and a black T-shirt or tank. Complete the look with metallic gladiator sandals or sporty canvas tennis shoes.

Color Craze

Let a black and white polka-dot skirt function as a neutral to team with a brightly colored top. Rock a fitted skirt with a boxy-cut tee in a range of vibrant hues -- think cobalt, coral, red or fuchsia. For a softer approach, a periwinkle or butter-yellow sweater lends a demure vibe to a polka-dot fit-and-flare skirt. Finish the look with black ballet flats and a simple chain necklace or charm bracelet.