When you have a funeral to plan, the cost can be overwhelming if financial planning wasn't done. The most important factor you need to consider is the cost of cremation versus burial. If you have a limited budget, you want to have a proper funeral but it has to be one you can afford. You need to know what each arrangement will cost and whether there are any added expenses.
Funeral and Burial
The funeral and burial can cost $7,000 if you already have a plot that was purchased ahead of time. If there isn't burial plot and one must be purchased for a recent death, the cost of the plot could double in cost because it is now needed on demand.
Funeral and Cremation
If you have the funeral and cremation, you can expect to pay about $3,000 plus $2,000 for the casket. The total will be $5,000 for a cremation and funeral with a service and visitation.
If you choose to have the deceased cremated before the service and no visitation, it will cost you about $1,000. This is for the standard cremation container and the urn.
The casket you use for a cremation and funeral is rented. However, rental casket choices are limited for each funeral home because they only use a few caskets as rentals. The standard cremation casket, which is inexpensive, is a wood box that is unfinished. This container is cremated with the body.
The caskets used for burial can be as much as $10,000, but the average price is $2,000 to $4,000. The casket cost will depend on the material of the casket such as pine or mahogany, with or without handles and crepe or velvet interior fabric.
The cost of the obituary in the newspaper is the same cost for a burial or a cremation. The cost of a dinner should be added if having a service and a fellowship dinner afterward.