Although transferring money from your credit card to your bank account can be an expensive endeavor, sometimes it can be a necessary transaction if you are short of cash. There are several methods for transferring money from a credit card, including online transfers, cash advances and credit card convenience checks. Before choosing your method, look at your credit card disclosures or call your credit card company to fully understand any fees or special interest rates you may incur as a result of the transaction.

Online Transfers

Step 1

If your credit card was issued by the same bank where you keep your accounts, log on to your Internet banking site using your normal user name and password.

Step 2

Select the "transfer" function.

Step 3

Follow the onscreen prompts to transfer money from your credit card into your desired bank account. Select your credit card as the account to transfer from, and your bank account as the account to transfer to.

Cash Advance

Step 1

Visit the bank where you wish to deposit the money in person.

Step 2

Fill out a deposit slip to your bank account for the amount you intend to transfer from your credit card. If you do not have your account number, the teller will look it up for you.

Step 3

Approach a teller, hand her your credit card and ask for a cash advance for your desired amount. She will process your card through a cash advance machine.

Step 4

Hand the teller your deposit slip and explain that you want the cash that was just advanced deposited to your account. She will complete the transaction and give you a receipt for the deposit.

Convenience Check

Step 1

Fill out a convenience check issued by your credit card company. Look carefully at any fine print, because MSN Money indicates that some convenience checks may carry transaction fees up to 4 percent of the total amount advanced, with interest rates as high as 19 percent.

Step 2

Visit a branch of your bank or an ATM, bringing the convenience check with you.

Step 3

Deposit the check into the ATM or in person with a teller, as you would any other check.