Financial institutions that service student loans send out monthly statements to the borrowers indicating when the next payment is due and what the current balances are. Referencing your last monthly statement would be one way to get a current balance, but if you could not find it, then simply calling the servicing lender and speaking with a representative will give you the information you seek. The instructions will help you locate the lender’s information and then obtain your exact student loan balance.

Finding a Student Loan Balance

Step 1

Call the National Student Loan Data System or log onto their website at nslds.ed.gov. You’ll need to provide to the representative or type in your Social Security number, first two letters of your last name, date of birth and your PIN. If you’re on the Internet, then click “Submit.”

Step 2

Write down the lender information of the institution that is servicing the loan in question.

Step 3

Call the lender and follow the prompts to speak to a representative. Ask the representative to give you a current balance.

Step 4

Write down the current balance with pen and paper. Ask the representative for your account number, proper mailing address and your due date every month.