ATM machines make depositing a check at a machine relatively simple and common. However, you might still find need or reason to deposit a check inside the bank with a teller. In this case, you have to fill out a deposit slip that shows amounts of checks and cash deposited, "less cash received," and a final deposit amount.

Less Cash Meaning

The less cash amount represents any cash you want to receive directly from the check. If you deposit a $1,000 check and want $200 back, for instance, you write $200 in the less cash section. The teller then gives you $200 and the balance of $800 is deposited into the account you indicate on the deposit slip.