Money orders are a secure way to send money. Not only do they contain security features for authenticity, but by law they can only be paid to the listed payee. Although the recipient of a Western Union money order can elect to deposit the money order to a bank account, it's not required. Western Union will pay the money directly.

Step 1

Locate your nearest Western Union branch. Many retailers such as drugstores are authorized Western Union outlets. Western Union also maintains offices it operates directly. The Western Union website has a services locator that indicates which agents cash checks (see Resources).

Step 2

Present your money order and government-issued photo identification to a Western Union employee or representative. Bring one additional form of identification in case the representative needs additional confirmation. Representatives have a responsibility to only pay to the payee listed on a money order.

Step 3

Visit a check cashing service. These services typically either charge flat fees or a percentage of the check's value. This is more expensive than receiving money from Western Union which does not charge to cash a money order. Bring government-issued photo ID.