A significantly overdue cable bill can ultimately lead to negative marks on your credit report. However, utility companies usually offer more flexibility with late payments than other creditors. An August 2012 "SmartCredit" article noted that utility companies, including cable providers, typically don't report to credit bureaus directly. However, a seriously delinquent bill could land you in collections and then credit problems.

Collections Trouble

Many cable providers wait several months before turning your overdue balance over to a collections company. At that point, not only do you have to deal with annoying collection agent calls, but the agency normally contacts the credit reporting bureaus, which will likely hurt your credit rating.